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 Individual and Family Health Plans  Child Only Health Plans Term Life insurance Quotes
Choosing the right health insurance plan can
be a daunting task. Although there is no one
"best" plan, there are some plans that will be
better than others for you and your family's
health needs. Here are some options.. more >>
Many people want child only health insurance
for many reasons. Perhaps, your covered at
work with your employer sponsored group
health plan and adding a child can be too
expensive? Many companies ... more >>
Life insurance is protection against financial loss resulting from death. It is an insurance company's promise to pay your beneficiary a specific amount of money when you die in exchange for timely payment of ... more >>

Welcome to your #1 Insurance Destination where we will
help you find insurance products that fit your budget and lifestyle.

Thank you for visiting We know you have many choices and
options when it comes to finding affordable Health Insurance and we appreciate the
opportunity to earn your business and trust. At these times, it can get very confusing when selecting a good company for you and your family.  Our commitment and promise is to provide
you with the best information and assistance to help you make an educated and
informed decision.

There are so many different options and plans out there that for the average person it
is almost impossible to understand all the different benefits and plans without someone
to help you find or narrow down the best plan with a top rated carrier at the absolute
best price. I created to help individuals, students, families, small
businesses and the self employed find, compare and buy Health Insurance, Life Insurance,
Dental Insurance, Short-term Medical Insurance and Health Savings Accounts.

More Insurance Products

We represent several different insurance companies when it comes to Annuities.  We offer Fixed Index Annuities, Single Premium Deferred Annuities, Single Premium Annuities, Variable Annuities, & Equity-Index Annuities.  Let us explain which one is best for you and your family.

Term Life Quotes

Life Insurance
Looking for Term Life insurance but don't know how much? Get a Free Quote and Apply Online without a physical or even seeing a Doctor.  We also have the Fully Underwritten Life insurance.  We'll help you find the plan that gives you and your loved ones the peace of mind you deserve.

Home Mortgage Protection

Home Mortgage Protection
Protect you and your family from, losing your home if you would either have death, disability, critical illness.  Program offers complete return of premium option, that if you complete the end of the policy, get all your money back.

Final Expense or Burial Insurance

Final Expense
Burial insurance covers your funeral expenses, such as mortuary expenses, a headstone, casket and a cemetery plot. It also covers other final expenses such as paying off debt, the cost of administering probate and medical bills.

Dental Insurance

Dental Insurance
Looking for Dental Insurance but don’t know where to start? We’ve partnered with to cover all of your dental insurance needs.  Here you can compare All the Major dental plans that are within your area.


Small Employer Group Plans
We shop all the major carriers for not only the best rates, but the best options for you and your business.  We provide you with six or seven of the major carriers plans, options, and choices and let you decide which is best for you and your employees and YOUR business

Ignite Opportunity

Want to Learn more About the Ignite Opportunity
With Ignite and Stream Energy, you could create a residual income for you and your family by helping others save money on their home electric bill.  To get more information on this opportunity, click on Ignite use our contact us page to give us your information.

Losing Your Job, Not Your Insurance
  See What Happy Customers are
Saying About Our Website:

" Finally a health insurance site that did what they said, sold insurance and not my information to 25 different people to try and sell me on the phone!  Although after purchasing a policy, I did get a follow up call later thanking me for using them and now I have sent two other people to this site!" - Michael Todd


"Thanks to Tom being very patient and listening to what I needed, he was able to guide me in the right direction.  Taking my entire retirement and getting an Annuity, I really feel safe with all the information Tom helped me understand about the product compared to others and also about the company I chose to do business with.  I will use your services again in the future"  Patricia Mason


"I was very fortunate to have connected with Tom Hofferber.  He made it very easy to get a quality health insurance policy for my son.  I was especially appreciative of his clear communication, human to human.  He was patient with my questions, and followed up on everything he said he would" - Abby.


"You were very honest and helped make something that in the past has been a nightmare very easy. Your research in giving my family exactly the coverage we needed for the best price was a blessing. Thank you again for your assistance!!!" - Teresa


"I'm really glad I did some research and read    some of your articles on this website, especially  the one about our group plan being too rich.  By keeping only myself on my group plan and shopping for the family, I will save over $160     per month in our insurance premiums"  - Michael


" Great help, extremely patient, all around helped me a lot. Gave lots of advice, and actually provided enough information to make my decision easier rather than trying to sell me into something quickly. Thanks" - Leslie Martin.

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The Insurance You Need for Your Life

Insurance is a fact of everyday life. If you want to own a car, a home, or a business, or simply want to protect your family’s health, you have to deal with insurance. It often seems like an overwhelming and confusing process, as well as an expensive one, but it doesn’t have to be. This site provides you not only with the ability to shop for quotes, compare quotes, apply online instantly, but also to provide the information you need to make the process easier.  Now you wouldn't buy auto insurance without talking to an agent first, so shouldn't you talk to a health insurance agent too?   We offer insurance in the following states:  AL, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, NE, NV, NH, NM, NY, NC, OH, OK, OR, PA, SC, TN, TX, UT, VA, WA, WV, WI, and WY

Health Insurance

Having health insurance for you and your family is always a top priority. With so many health plans out there and the costs of health coverage rising every day, it can be difficult to know where to start. Knowing your family’s needs and educating yourself about what kinds of health insurance are available will get you on the right path to the appropriate coverage for you.  It's kind of funny we will pay thousands of dollars on our auto insurance, but we want the lowest costs on our health insurance.

Dental Insurance

Your smile is an important part about you. While having a good smile it all starts with having the right dental plan to keep it that way. From a very young age families need to see a dentist on a regular basis to make sure that they continue to keep that winning smile. Now their are several types of Dental Plans to choose from. The less expensive approach is a Dental Discount Plan, which generally offers anywhere from 10-50%, but Dental insurance works with a co-pay for most common procedures. May cost more upfront, but save in the long run.

Life Insurance

While health insurance covers your medical expenses should you fall ill, life insurance protects your family in the event of your death. Though it’s not something people like to think about, considering the options available to you can help your family financially in the future. Understanding the differences between term, whole, variable, universal, and universal variable life insurance will lead you to the right decision for what is best for your family.  With the different Insurance Companies we represent, we know we can get you the coverage you deserve.

Group Health Insurance

If you are an employer who has not yet instigated a group health insurance plan, consider this - there are definite advantages to providing group health insurance coverage to employees (such as better staff morale, employees having less time off due to serious illness, attracting a higher qualified level of staff, lower turn-over rate, etc) will far outweigh the cost. And in the long term, no doubt it will have a positive effect on your business.


At BuyMyPolicyOnline, you can get the information and quotes you want for all of your insurance needs.